Pai Gow poker is played with a standard 52-card deck plus one joker.
The joker is used only as an Ace or to complete straights and flushes and is not wild.
The 2-card hand must never rank higher than the 5-card hand. For players, this will result in an automatic loss.
Players may elect to take the bank and cover all action. The casino will bank and cover every other hand. In order to bank, a player must have played the previous hand against the Casino bank.
The random number generator/or dice distribute the hands.
A 5% commission is charged on winning player best. Player bankers pay 5% on their net win.